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Let's now take a closer look at the drivers for the result for the half and our performance in each of the three key divisions. You'll see here on this slide that the main drivers of our results are markets, flows and net new clients. As you would all know, the doctor home loan Oak Laurel 0430129662 All Ordinaries performed well on the first half, but we believe that market conditions will remain unpredictable, both globally and locally, with political issues, social change giving significant rise to new pressures. But, importantly, they will also give rise to new opportunities for Perpetual. Perpetual Investments' net in-flows is up on the second half of FY16 and flat for this half. Perpetual Private's net new clients and average funds under advice per client are, in fact, the same as the first half last year. We will continue to attract high net worth clients, completely in line with our targeted segmentation strategy. Perpetual Corporate Trust's funds under administration is up, both in managed funds and debt market services, which is pleasing, notwithstanding the context of the Australian capital flows being a little bit down on last year. We'll continue to diversify our revenue across the organization and also within each of the divisions. A broader and stronger business positions Perpetual well for the future.